O Allah, I seek refuge in you from grief and sadness, from weakness and from laziness, from miserlin...

Allāhumma 'innī 'a`ūdhu bikamina ‘l-ḥammi wa ‘l-ḥuzn. wa ‘l-`ajzi wa ‘l-kasal. wa ‘l-bukhli wa ‘l-jubn. wa ḍala`id-dayn. wa ghalabatir-rijāl.

O Allah, I seek refuge in you from grief and sadness, from weakness and from laziness, from miserliness and from cowardice, from being overcome by debt and overpowered by men (i. e. others).